Finance Analyst

Career Area:

Job Description:

Your Work Shapes the World at Caterpillar Inc.

When you join Caterpillar, you're joining a global team who cares not just about the work we do – but also about each other. We are the makers, problem solvers, and future world builders who are creating stronger, more sustainable communities. We don't just talk about progress and innovation here – we make it happen, with our customers, where we work and live. Together, we are building a better world, so we can all enjoy living in it.

Your Work Shapes the World at Caterpillar Inc.

Our common values and focus on inclusion and respect drive the decisions made by our company, teams, and people. This is why we are committed to hiring and building diverse team representatives of the customers we serve globally. When you join our team, you can apply your unique life and job experiences and work in an environment where your ideas are heard, your contributions are celebrated, and your whole-self matters.

When you join Caterpillar, you're joining a global team who cares not just about the work we do – but also about each other. We are the makers, problem solvers, and future world builders who are creating stronger, more sustainable communities. We don't just talk about progress and innovation here – we make it happen, with our customers, where we work and live. Together, we are building a better world, so we can all enjoy living in it.

About Cat Financial

Cat Financial is a subsidiary of Caterpillar Inc., the world’s leading manufacturer of construction and mining equipment, off-highway diesel and natural gas engines, industrial gas turbines and diesel-electric locomotives. For more than 40 years, Cat Financial has provided a wide range of financing solutions to customers and Cat® dealers for machines, engines, Solar® gas turbines, genuine Cat parts and services. Headquartered in Nashville, Tennessee, Cat Financial serves customers globally with offices and subsidiaries located throughout North and South America, Asia, Australia, Europe and Africa. Visit cat.com to learn more about Cat Financial.

Role Definition

Supports the Treasury department through corporate bank relationship management, execution and compliance related to the enterprise revolving credit facility, rating agency analysis and reviews, and execution of Cat Financial’s global debt capital markets investor marketing strategy.

Responsibilities

Responsible for managing relationships with our corporate banks. This includes serving as a liaison between our Treasury groups and corporate banks to support business development. Responsibilities also include the collection, calculation, and modeling of bank fees earned through these relationships to calculate risk-adjusted return on equity (RAROE).

• Supports the renewal of the revolving committed credit facility that supports our liquidity position. Responsibilities include completing calculations, modeling, and reporting related to associated covenants. Works with our Corporate Treasury team to model scenarios for revolver growth and bank commitments within the context of overall bank relationship returns.
• Supports and coordinates the Annual Corporate Bank Meeting with our Corporate Treasury team, where we share developments in our corporate and Cat Financial strategies with our corporate bank group.
• Works closely with our rating agencies in support of our mid-A credit rating. This includes preparing annual rating agency presentation materials, reviewing quarterly results with our rating agencies, and reviewing rating agency reports for accuracy.
• Supports Cat Financial’s global debt capital markets investor marketing strategy and funding programs. Responsibilities include developing investor presentation materials, coordinating investor meetings and roadshows with senior leadership and our banking partners, and preparing management for investor discussions. This also includes analyzing order book information, investor feedback, and market intelligence to inform future investor engagement.

Skill Descriptors

Accuracy and Attention to Detail: Understanding the necessity and value of accuracy; ability to complete tasks with high levels of precision.

Level Basic Understanding:

• Explains the importance of accuracy in own function or unit.

• Identifies tasks or outputs that require accuracy and detail-level attention.

• Identifies the procedures for making sure that results are mistake-free.

• Describes consequences of errors within own unit or function.

Communicating Complex Concepts: Knowledge of effective presentation tools and techniques to ensure clear understanding; ability to use summarization and simplification techniques to explain complex technical concepts in simple, clear language appropriate to the audience.

Level Basic Understanding:

• Separates essential facts from peripheral or supporting facts in a body of information.

• Explains the value of analogies or comparisons in presenting new information and ideas.

• Differentiates concepts from technical detail.

• Contrasts industry jargon with standard language.

Decision Making and Critical Thinking: Knowledge of the decision-making process and associated tools and techniques; ability to accurately analyze situations and reach productive decisions based on informed judgment.

Level Basic Understanding:

• Explains characteristics and steps in an effective decision-making process.

• Identifies issues and communicates with others when a decision needs to be made.

• Names decision makers in own environment and cites examples of past decisions.

• Describes types of decisions incumbent may and may not make in own job or function.

Data Gathering and Reporting: Knowledge of tools, techniques and processes for gathering and reporting data; ability to practice them in a particular department or division of a company.

Level Basic Understanding:

• Identifies the key objectives of gathering data.

• Describes alternative data-gathering techniques and tools.

• Applies basic data-gathering methodologies.

• Identifies key sources of needed information.

Financial Markets: Knowledge of the products, types, competitors, customer base, major issues and regulatory considerations in the financial markets; ability to apply financial market knowledge to various business environments.

Level Working Knowledge:

• Generalizes key characteristics of each financial market type; makes comparisons.

• States the standard operating procedures and processes of a specific financial product, such as an Initial Public Offering.

• Communicates related laws and regulations regarding a specific financial market, such as foreign exchange.

• Analyzes and summarizes current competitive landscape regarding financial markets.

• Generates risk reports on an assigned financial market by reviewing the operation data.

Market Risk: Knowledge of processes, tools, and techniques used for analyzing market risk; ability to assess and manage investment exposures to market risk.

Level Basic Understanding:

• Compiles a list of key outside resources for managing, measuring, and monitoring market risk for investments.

• Collects information related to market risk management and measurement.

• Identifies and cites specific examples of market risks and potential consequences.

• Describes key market risk issues and benefits of market risk management practices.

Financial Analysis: Knowledge of tools and approaches of financial analysis; ability to read, interpret and draw accurate conclusions from financial and numerical material.

Level Working Knowledge:

• Applies principles used to evaluate the economics of investment decisions.

• Interprets major types of financial statements issued by the organization.

• Utilizes basic qualitative and quantitative tools and techniques with proficiency.

• Works with a specific financial analysis tool set.

• Implements valid financial analysis aligned with key criteria.

Additional Information:

This position requires incumbents to be onsite in the Nashville main office 5 days per week.

Compensation & Benefits:

Summary Pay Range:

$74,124.00 - $118,608.00

• Compensation and benefits offered may vary depending on multiple individualized factors, job Flexible Spending Accounts (FSAs)*

• Health Lifestyle Programs*

• Employee Assistance Program*

• Voluntary Benefits and Employee Discounts*

• Career Development*

• Incentive bonus*

• Disability benefits

• Life Insurance

• Parental leave

• Adoption benefits

• Tuition Reimbursement

* These benefits also apply to part-time employees

This Job Description is intended as a general guide to the job duties for this position and is intended for the purpose of establishing the specific salary grade.  It is not designed to contain or be interpreted as an exhaustive summary of all responsibilities, duties, and effort required of employees assigned to this job.  At the discretion of management, this description may be changed at any time to address the evolving needs of the organization.  It is expressly not intended to be a comprehensive list of “essential job functions” as that term is defined by the Americans with Disabilities Act.

This position requires working onsite five days a week.Relocation is available for this position.Visa Sponsorship is not available for this position.

Posting Dates:

November 10, 2026 - November 17, 2026

Any offer of employment is conditioned upon the successful completion of a drug screen.

Caterpillar is an Equal Opportunity Employer, Including Veterans and Individuals with Disabilities. Qualified applicants of any age are encouraged to apply.

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