Principal Software Engineer - Application Architect

Software Engineering — VP & ED

Wholesale Credit Risk — Core Engineering

We have multiple positions open at both Vice President (VP) and Executive Director (ED) levels. The mission is the same at both levels; the scope of ownership and influence grows with seniority (see Levels below).

Why This Role

We're looking for a hands-on engineering leader who wants to shape how one of the world's largest banks manages credit risk. You'll own the architecture of mission-critical hybrid-cloud platforms, stay close to the code, and set the technical bar for multiple engineering teams. This is a role for someone who still loves to design/build — not just direct — and who wants their decisions to matter at scale.

You'll have a strong voice in defining technical strategy and modernizing our OLTP and OLAP workloads with AI/ML, working closely with senior stakeholders to review, refine, and agree on the path forward.

What You'll Do

• Architect at scale — Design mission-critical hybrid-cloud systems that thousands of users and downstream platforms depend on.
• Stay hands-on — Contribute directly to code and solution design, setting the standard through your own work, not just review.
• Lead engineers — Guide multiple teams, mentor senior engineers and development leads, and grow the next generation of technical talent.
• Drive AI adoption — Champion the integration of AI/ML and agent-based tooling into enterprise platforms and engineering workflows.
• Set the standard — Own best practices in software engineering, security, and risk management, and enforce them through code reviews.
• Shape strategy — Prioritize competing initiatives, balance urgent delivery against long-term architecture, and present technical direction to senior leadership.
• Build the culture — Foster collaboration, integrity, and continuous improvement across the organization.

Levels: VP vs ED

These are individual-contributor technical leadership roles — you lead through architecture, code, and technical influence, not people management.

How we engineer: We codify our architecture & coding standards into the pipeline. Quality and conventions are enforced by AI agents/skills at every gate — for example, a PR review gate that stops bad code or design from reaching main. You'll help build and evolve these guardrails so good practice is automatic, not optional.

What You Bring

Core engineering

• 7+ years (VP) / 10+ years (ED) designing and building hybrid-cloud solutions at enterprise scale.
• Deep, current command of architecture and design patterns, with hands-on coding expertise in Java or Python.
• Strong data modeling skills, for example dimensional modeling and slowly changing dimensions.
• Proven experience with transactional systems, analytics platforms, and cloud-native technologies.

Risk & delivery

• Strong background in risk management, compliance, and secure software development.
• Track record of partnering with development leads and influencing senior stakeholders.
• Excellent communication and presentation skills.

AI/ML (increasingly essential)

• Hands-on builder of AI agents, skills, and agentic workloads.
• Delivered AI-driven projects from concept to production.
• Integrated AI/ML into hybrid-cloud and enterprise platforms.
• Power user of AI-assisted, spec-driven SDLC.

How You Work

• Decisive and data-driven; you turn ambiguity into a clear plan and a working solution.
• Assess risk with a big-picture, holistic view.
• Lead by example with a genuine can-do attitude.
• Separate the important from the merely urgent.
• Generous with your time; you lift up the engineers around you.
• Act with integrity, always.