Commercial Insurance Analyst

The Commercial Insurance Analyst is responsible for reviewing, analyzing, and ensuring the adequacy of property and casualty insurance coverage on commercial real estate loans. This role serves as the primary point of contact for insurance-related compliance matters, working directly with borrowers, insurance agents, and brokers to cure deficiencies and bring coverage into full compliance with loan agreement requirements and applicable GSE (Fannie Mae, Freddie Mac) or investor guidelines — enabling loans to rate lock and close on schedule.

Key Responsibilities:

• Insurance Document Review & Compliance Analysis
• Review and analyze ACORD certificates, declarations pages, and full insurance policies for commercial properties securing mortgage loans
• Assess compliance against loan agreement requirements, GSE program guides (Fannie Mae Multifamily Selling & Servicing Guide, Freddie Mac Multifamily Seller/Servicer Guide), and applicable investor standards
• Evaluate coverage types including property (all-risk/special form), general liability, flood (NFIP/private), wind/named storm, earthquake, terrorism (TRIA), workers' compensation, umbrella/excess, and loss of income/rents
• Validate replacement cost value (RCV), insured-to-value (ITV) ratios, deductible limits, and loss of income coverage periods against loan documentation
• Identify and document insurance deficiencies, gaps, or non-compliance issues and initiate resolution workflows
• Agent & Borrower Outreach
• Serve as the primary liaison between the lending team, borrowers, and insurance agents/brokers to resolve coverage deficiencies
• Communicate deficiency requirements clearly and professionally, providing specific guidance on required changes to bring policies into compliance
• Track outstanding items and follow up proactively to ensure timely resolution prior to loan closing or policy renewal deadlines
• Escalate unresolved or complex non-compliance issues to senior analysts or management with recommended resolution paths

Candidate must work a 10am - 7pm EST shift.

Basic Qualifications:

• Minimum of 2 years’ experience in commercial real estate insurance review, mortgage loan servicing, or insurance compliance.

Preferred Qualifications:

• Working knowledge of FHA, Fannie Mae and/or Freddie Mac multifamily servicing and insurance requirements
• Demonstrated ability to read, interpret, and analyze commercial property and casualty insurance policies and ACORD certificates
• Familiarity with flood insurance regulations, NFIP policy requirements, and FEMA flood zone determinations
• Strong attention to detail, organizational skills, and ability to manage a high-volume workload under deadline pressure
• Proficiency in Microsoft Office Suite, particularly Excel, Word, and Outlook
• Excellent written and verbal communication skills; ability to communicate complex insurance requirements to non-specialist stakeholders
• Experience with commercial insurance compliance across Fannie Mae, Freddie Mac, FHA/HUD, life company, CMBS, or balance sheet lending programs
• Exposure to loan origination or pre-closing insurance review workflows
• Bachelor’s degree in finance, Real Estate, Insurance, Business Administration, or a related field (or equivalent work experience)

Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.
We anticipate this job posting will be posted until 11/15/2026.

Accenture offers a market competitive suite of benefits including medical, dental, vision, life, and long-term disability coverage, a 401(k) plan, bonus opportunities, paid holidays, and paid time off. See more information on our benefits here:

U.S. Employee Benefits | Accenture

Role Location Hourly Salary Range
California $23.13 to $48.13
Colorado $23.13 to $41.59
Connecticut $23.13 to $41.59
District of Columbia $24.62 to $44.28
Illinois $21.39 to $41.59
Maine $19.66 to $35.43
Maryland $23.13 to $41.59
Massachusetts $23.13 to $44.28
Minnesota $23.13 to $41.59
New York $21.39 to $48.13
New Jersey $24.62 to $48.13
Ohio $21.39 to $38.51
Virginia $21.39 to $44.28
Washington $24.62 to $44.28

About Accenture

Accenture is a leading global professional services company that helps the world’s leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services—creating tangible value at speed and scale. We are a talent- and innovation-led company with approximately 791,000 people serving clients in more than 120 countries. Technology is at the core of change today, and we are one of the world’s leaders in helping drive that change, with strong ecosystem relationships. We combine our strength in technology and leadership in cloud, data and AI with unmatched industry experience, functional expertise and global delivery capability. Our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Song, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients reinvent and build trusted, lasting relationships. We measure our success by the 360° value we create for our clients, each other, our shareholders, partners and communities.

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